Cutting Costs Without Cutting Quality

Help me check if I qualify for government assistance programs:

My situation:
- Annual household income: $[amount]
- Household size: [number of people]
- State: [state]
- Currently receiving: [list any current benefits]
- Employment: [full-time / part-time / self-employed]
- Children ages: [list if applicable]
- Health insurance: [employer / marketplace / none]

Check my eligibility for:
1. SNAP (food assistance)
2. EITC (Earned Income Tax Credit)
3. Child Tax Credit
4. LIHEAP (energy assistance)
5. Lifeline (phone/internet discount)
6. Medicaid or ACA subsidies
7. WIC (if applicable)
8. Free/reduced school lunch
9. State-specific programs in my state
10. Local assistance (food banks, utility help, rent assistance)

For each program I likely qualify for:
- Estimated monthly/annual benefit
- How to apply
- Documents I'll need
- Common mistakes that delay approval

Help me negotiate my [bill type]:

Current provider: [name]
Current monthly cost: $[amount]
How long I've been a customer: [time]
Contract status: [month-to-month / under contract until date]

Create a negotiation script that:
1. Starts with a retention department call (not regular customer service)
2. Mentions competitor offers I can reference
3. Asks for specific discounts (loyalty, promotional, low-income program)
4. Has a backup plan if the first approach doesn't work
5. Includes exact phrases to use and what to say if they say no
6. Tells me the best day/time to call for success

Also: tell me the realistic expected savings and whether I should
switch providers instead of negotiating.

Help me cut my grocery bill from $[current] to $[target] per month:

Household size: [number]
Dietary restrictions: [any]
Cooking skill level: [beginner / moderate / skilled]
Stores near me: [list stores]
Current habits: [describe how you shop now]

Create a plan that includes:
1. Store-brand swaps for my most-bought items (with savings per item)
2. A sample weekly meal plan using cheap, nutritious staples
3. A shopping list organized by store section (prevents impulse buys)
4. Which items to buy where (some stores are cheaper for certain items)
5. Batch cooking recipes that create 4+ meals from one cooking session
6. What to never buy at a grocery store (cheaper elsewhere)

Here are all my subscriptions and recurring charges:
[list everything: streaming, apps, memberships, insurance, etc.]

For each one:
1. Can I get it free (library, free tiers, employer benefit)?
2. Can I share/split it with someone?
3. Can I switch to a cheaper alternative?
4. Can I negotiate a lower rate?
5. Can I cancel and not miss it?
6. Annual cost (some things feel small monthly but add up)

Give me a "murder list" — ranked by easiest savings to hardest —
and the total annual savings if I follow the full list.