車の修理 vs 買い替え判断
PRO古い車を修理して乗り続ける?買い替える?走行距離、修理費、残価から最適な判断をサポート。
使用例
10年落ちの車、エンジン修理に50万円かかると言われた。買い替えるべき?…
このスキルの使い方
スキルをコピー 上のボタンを使用
AIアシスタントに貼り付け (Claude、ChatGPT など)
下に情報を入力 (任意) プロンプトに含めるためにコピー
送信してチャットを開始 AIと会話
おすすめのカスタマイズ
| 説明 | デフォルト | あなたの値 |
|---|---|---|
| 現在の修理見積もり | 0 | |
| 車両市場価値 | 0 | |
| 月間代替コスト | 500 | |
| 保険料増加 | 50 | |
| 延命月数 | 6 | |
| 過去1年の修理費合計 | 0 |
Transform stressful car repair decisions into confident, data-driven choices. This skill applies professional financial analysis frameworks—the 50% Rule, Monthly Payment Equivalent, Break-Even Analysis, and Total Cost of Ownership calculations—to determine whether repairing your current vehicle or purchasing a replacement is the smarter financial move.
Who This Is For
- Vehicle owners facing expensive repair bills (transmission, engine, major systems)
- Budget-conscious drivers wanting to avoid emotional decisions
- Gig economy workers (Uber, Lyft, delivery) whose income depends on vehicle reliability
- First-time car buyers learning to evaluate automotive expenses
得られるもの
- Multiple financial frameworks applied to your specific situation
- Clear break-even calculations showing exactly how long a repair must last
- Sunk cost awareness to avoid the “I’ve already spent so much” trap
- Replacement vehicle guidance if the numbers favor buying
- Psychological factor assessment for reliability anxiety and peace of mind
参考文献
このスキルは以下の信頼できる情報源の調査に基づいて作成されました:
- AAA Your Driving Costs 2024 The industry standard for calculating true cost of driving, including depreciation, fuel, and maintenance (avg. $12,182/year in 2024)
- Kelley Blue Book 5-Year Cost to Own Methodology and award list breaking down ownership costs for benchmarking replacement cars
- Edmunds: Fix It or Trade It? Comprehensive guide covering repair math, tax credits, and insurance implications
- Consumer Reports: When to Give Up on Your Car Reliability data and rule-of-thumb advice on when a car becomes a money pit
- NerdWallet: Should I Fix My Car or Buy a New One? Financial perspective with calculator-style approach to monthly payments vs. repair bills
- Investopedia: Sunk Cost Fallacy Explains the psychological trap critical for objective car decisions
- CarMD Vehicle Health Index Data on average repair costs for different issues by make and model
- Reddit r/PersonalFinance Discussion Real-world application of the 50% rule and monthly payment equivalent math