Analizador de Variación Presupuestaria
PROCompara gasto real vs. presupuestado con análisis mes a mes y año a año, investigación de causa raíz usando técnica de los Cinco Porqués y recomendaciones accionables para mejora financiera.
Ejemplo de Uso
Mi gasto en marketing fue 40% por encima del presupuesto este mes. Analiza las causas raíz y dame un plan para volver al presupuesto.
Prompt del Skill
Este skill funciona mejor cuando lo copias desde findskill.ai — incluye variables y formato que podrían no transferirse correctamente desde otros sitios.
Cómo Usar Este Skill
1
Copiar el skill usando el botón de arriba
2
Pegar en tu asistente de IA (Claude, ChatGPT, etc.)
3
Completa tus datos abajo (opcional) y copia para incluir con tu prompt
4
Envía y comienza a chatear con tu IA
Personalización Sugerida
| Descripción | Por defecto | Tu Valor |
|---|---|---|
| Percentage threshold (0-100%) above which variances are flagged for investigation | 10 | |
| Dollar amount threshold above which variances are flagged (variances must exceed BOTH thresholds) | 1000 | |
| Period comparison type for analysis | monthly | |
| Calculation method for variances | actual_minus_budget | |
| Include YoY variance alongside MoM/QoQ for trend context | true | |
| Labeling scheme for variances (favorable_unfavorable or over_under_budget) | favorable_unfavorable |
What You’ll Get
- Variance calculations for each category (dollar and percentage)
- Favorable vs. unfavorable classification with status indicators
- Root cause analysis using the Five Whys technique
- Month-over-month and year-over-year comparisons
- Actionable recommendations to get back on track
- Forecast of annual impact if trends continue
- Specific next steps with owners and timelines
Best For
- Finance teams conducting monthly budget reviews
- Small business owners tracking expenses vs. plan
- FP&A professionals preparing variance reports
- Department managers explaining budget deviations
- Individuals monitoring personal spending against goals
Fuentes de Investigación
Este skill fue creado usando investigación de estas fuentes autorizadas:
- Budget Variance Analysis Simplified Practical step-by-step guide on variance calculation, identifying key drivers, and implementing best practices
- 13 Best Variance Analysis Software [2026] Comparison of modern FP&A platforms including Cube, FloQast, Planful, Anaplan, Vena, and Mosaic
- Variance Analysis in FP&A: Cost Control and Growth In-depth guide to BvA analysis, variance formulas, advanced methods, and strategic use in FP&A
- Variance Analysis Software Details on automating variance analysis using cloud platforms and centralized data repositories
- What Is Budget Variance? Complete guide to variance calculation, percentage formula, and forecasting relationship
- Variance Analysis Best Practices Setting materiality thresholds, investigating persistent variances, and improving future accuracy
- Best Variance Analysis Tools Comparison Must-have features including automated consolidation, customizable models, and real-time monitoring
- Budget vs. Actuals Analysis Explained Variance types (revenue, expense, volume, sales mix, price) and financial clarity applications
- Complete Guide to Variance Analysis in 2025 Step-by-step guide including threshold-setting, root cause analysis, and performance drivers
- Reddit r/GrowCashflow: Budget vs. Actual Showdown Community insights, Five Whys technique examples, and practical small business applications