Calculador de Tarifas Freelance
PROCalcula tu verdadera tarifa freelance por hora contabilizando impuestos, seguros, overhead y tiempo no facturable. Descubre por qué tu tarifa sostenible es 2-4x más alta de lo esperado.
Ejemplo de Uso
Dejo mi trabajo de 45.000€/año para ser freelance como desarrollador web. Estimo 4.000€/año en gastos de negocio (software, seguros, equipo). Puedo facturar realistamente 25 horas por semana. ¿Qué tarifa hora necesito?
Cómo Usar Este Skill
Copiar el skill usando el botón de arriba
Pegar en tu asistente de IA (Claude, ChatGPT, etc.)
Completa tus datos abajo (opcional) y copia para incluir con tu prompt
Envía y comienza a chatear con tu IA
Personalización Sugerida
| Descripción | Por defecto | Tu Valor |
|---|---|---|
| Target net income after taxes and expenses | $50,000 | |
| Total yearly business costs (software, insurance, equipment) | $5,000 | |
| Combined tax burden (federal + state + self-employment) | 35% | |
| Realistic billable hours accounting for non-billable time | 1200 | |
| Desired profit buffer beyond break-even | 20% | |
| Buffer for scope creep and unexpected costs | 1.5 |
Calculate your true freelance hourly rate by accounting for self-employment taxes (15.3% + income tax), business expenses, and realistic billable hours. Most freelancers undercharge by 40-60% because they ignore these hidden costs. This calculator reveals your sustainable rate is typically 2-4x higher than expected.
What You’ll Get
- Accurate hourly rate accounting for ALL costs
- Self-employment tax breakdown
- Salary-to-freelance conversion
- Project pricing with scope protection
- Break-even analysis
- Annual income planning
Fuentes de Investigación
Este skill fue creado usando investigación de estas fuentes autorizadas:
- A Basic Tutorial to Setting Your Freelance Rate Detailed breakdown of tax rates by country and hourly rate calculation methodology
- How to Calculate Your Hourly/Daily Rate Comparison of employee vs freelancer costs, 150% employer burden concept
- Freelance Estimating: How Much Should I Charge Markup strategies, burdened rate concepts, and professional rate guidance
- Tax on Self-Employment Income Seems High Comprehensive explanation of self-employment tax (15.3%) and Social Security/Medicare burden
- Billable Rate vs Hourly Rate Industry multiplier standards (2.5-4.0x) and overhead burden calculations
- What's the Conversion Rate from FTE Salary to Contractor Rate Rule of thumb (2-3x salary), break-even calculations, chargeability metrics
- Can Anyone Explain Hourly Billing to Me Real agency example showing $200 billable rate vs $48 actual pay