Calculateur décision réparation vs. remplacement voiture
PROAnalyse si tu dois réparer ou remplacer ta voiture avec calcul du coût total de possession. La bonne décision auto.
Exemple d'Utilisation
Ma voiture de 12 ans a besoin de 2500€ de réparations. Dois-je réparer ou en acheter une autre ?
Comment Utiliser Ce Skill
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Personnalisation Suggérée
| Description | Par défaut | Votre Valeur |
|---|---|---|
| My current repair estimate | 0 | |
| My vehicle market value | 0 | |
| My monthly replacement cost | 500 | |
| My insurance increase | 50 | |
| My months life extension | 6 | |
| My past year repair total | 0 |
Transform stressful car repair decisions into confident, data-driven choices. This skill applies professional financial analysis frameworks—the 50% Rule, Monthly Payment Equivalent, Break-Even Analysis, and Total Cost of Ownership calculations—to determine whether repairing your current vehicle or purchasing a replacement is the smarter financial move.
Who This Is For
- Vehicle owners facing expensive repair bills (transmission, engine, major systems)
- Budget-conscious drivers wanting to avoid emotional decisions
- Gig economy workers (Uber, Lyft, delivery) whose income depends on vehicle reliability
- First-time car buyers learning to evaluate automotive expenses
Ce que vous obtiendrez
- Multiple financial frameworks applied to your specific situation
- Clear break-even calculations showing exactly how long a repair must last
- Sunk cost awareness to avoid the “I’ve already spent so much” trap
- Replacement vehicle guidance if the numbers favor buying
- Psychological factor assessment for reliability anxiety and peace of mind
Sources de Recherche
Ce skill a été créé à partir de recherches provenant de ces sources fiables :
- AAA Your Driving Costs 2024 The industry standard for calculating true cost of driving, including depreciation, fuel, and maintenance (avg. $12,182/year in 2024)
- Kelley Blue Book 5-Year Cost to Own Methodology and award list breaking down ownership costs for benchmarking replacement cars
- Edmunds: Fix It or Trade It? Comprehensive guide covering repair math, tax credits, and insurance implications
- Consumer Reports: When to Give Up on Your Car Reliability data and rule-of-thumb advice on when a car becomes a money pit
- NerdWallet: Should I Fix My Car or Buy a New One? Financial perspective with calculator-style approach to monthly payments vs. repair bills
- Investopedia: Sunk Cost Fallacy Explains the psychological trap critical for objective car decisions
- CarMD Vehicle Health Index Data on average repair costs for different issues by make and model
- Reddit r/PersonalFinance Discussion Real-world application of the 50% rule and monthly payment equivalent math