Riparare o Sostituire l'Auto
PRODecidi se riparare o sostituire l'auto - costi, valore residuo e alternative. Decisione razionale!
Esempio di Utilizzo
La mia auto ha 150.000km e servono 2000€ di riparazioni. Riparo o cambio?
Prompt dello Skill
Questo skill funziona meglio quando viene copiato da findskill.ai — include variabili e formattazione che potrebbero non essere trasferite correttamente altrove.
Come Usare Questo Skill
1
Copia lo skill usando il pulsante sopra
2
Incolla nel tuo assistente AI (Claude, ChatGPT, ecc.)
3
Compila le tue informazioni sotto (opzionale) e copia per includere nel tuo prompt
4
Invia e inizia a chattare con la tua AI
Personalizzazione Suggerita
| Descrizione | Predefinito | Il Tuo Valore |
|---|---|---|
| La mia stima riparazione attuale | 0 | |
| Il valore di mercato del mio veicolo | 0 | |
| Il mio costo sostituzione mensile | 500 | |
| Il mio aumento assicurazione | 50 | |
| I miei mesi estensione vita | 6 | |
| Il mio totale riparazioni anno scorso | 0 |
Transform stressful car repair decisions into confident, data-driven choices. This skill applies professional financial analysis frameworks—the 50% Rule, Monthly Payment Equivalent, Break-Even Analysis, and Total Cost of Ownership calculations—to determine whether repairing your current vehicle or purchasing a replacement is the smarter financial move.
Who This Is For
- Vehicle owners facing expensive repair bills (transmission, engine, major systems)
- Budget-conscious drivers wanting to avoid emotional decisions
- Gig economy workers (Uber, Lyft, delivery) whose income depends on vehicle reliability
- First-time car buyers learning to evaluate automotive expenses
Cosa otterrai
- Multiple financial frameworks applied to your specific situation
- Clear break-even calculations showing exactly how long a repair must last
- Sunk cost awareness to avoid the “I’ve already spent so much” trap
- Replacement vehicle guidance if the numbers favor buying
- Psychological factor assessment for reliability anxiety and peace of mind
Fonti di Ricerca
Questo skill è stato creato utilizzando ricerche da queste fonti autorevoli:
- AAA Your Driving Costs 2024 The industry standard for calculating true cost of driving, including depreciation, fuel, and maintenance (avg. $12,182/year in 2024)
- Kelley Blue Book 5-Year Cost to Own Methodology and award list breaking down ownership costs for benchmarking replacement cars
- Edmunds: Fix It or Trade It? Comprehensive guide covering repair math, tax credits, and insurance implications
- Consumer Reports: When to Give Up on Your Car Reliability data and rule-of-thumb advice on when a car becomes a money pit
- NerdWallet: Should I Fix My Car or Buy a New One? Financial perspective with calculator-style approach to monthly payments vs. repair bills
- Investopedia: Sunk Cost Fallacy Explains the psychological trap critical for objective car decisions
- CarMD Vehicle Health Index Data on average repair costs for different issues by make and model
- Reddit r/PersonalFinance Discussion Real-world application of the 50% rule and monthly payment equivalent math