출퇴근 원가 계산기
PRO출퇴근 원가 계산기 스트레스 제로! AI가 다 알아서 해줌. 진짜 편함!
사용 예시
출퇴근 원가 계산기 막막해요. 단계별로 알려주실 수 있나요?
이 스킬 사용법
스킬 복사 위의 버튼 사용
AI 어시스턴트에 붙여넣기 (Claude, ChatGPT 등)
아래에 정보 입력 (선택사항) 프롬프트에 포함할 내용 복사
전송하고 대화 시작 AI와 함께
추천 맞춤 설정
| 설명 | 기본값 | 내 값 |
|---|---|---|
| My gross hourly wage for time value calculations | 30 | |
| Current one-way commute time in minutes | 15 | |
| Proposed one-way commute time in minutes | 45 | |
| Current monthly rent amount | 1400 | |
| Proposed monthly rent amount | 1100 | |
| Total daily round-trip commute distance in miles | 40 |
How It Works
The Commute Cost Calculator helps you make informed housing decisions by revealing the hidden costs of commuting that most people overlook. A “cheaper” apartment far from work often becomes the expensive choice once you factor in vehicle depreciation, time value, insurance, and health impacts.
What This Skill Analyzes
- Direct Vehicle Costs - Using IRS standard mileage rates that account for fuel, depreciation, maintenance, insurance, and financing
- Time Value - Multiple methods to calculate what your commute time is actually worth
- Hidden Expenses - Parking, tolls, insurance differentials, and opportunity costs
- Quality of Life - Research-backed thresholds for when commutes become harmful
- Break-Even Analysis - The exact point where rent savings disappear
The Math Most People Miss
The IRS calculates true vehicle operating costs at $0.67/mile (2024-2025). This means a 60-mile daily round-trip costs $40/day or $10,000+ annually—not the $15-20 most people estimate when only counting gas.
Add time value (your commute hours × your hourly wage) and the “cheap apartment” often costs more than the “expensive” one.
연구 출처
이 스킬은 다음 신뢰할 수 있는 출처의 연구를 바탕으로 만들어졌습니다:
- IRS Standard Mileage Rates 2024-2025 Official per-mile vehicle operating cost breakdown updated annually
- The Marchetti Constant - Commute Time Research Research on optimal commute duration and quality of life thresholds
- Commuting and Depression Study Research showing 1.16x higher depression rates for 60+ minute commutes
- AAA Your Driving Costs Comprehensive vehicle ownership cost data by vehicle type
- Bureau of Labor Statistics - Time Use Survey Data on how Americans spend time including commuting patterns