Pendelkosten-Rechner
PROBerechne die wahren Kosten eines längeren Pendelns inklusive Fahrzeug-Ausgaben, Zeitwert, Abschreibung und Lebensqualitäts-Faktoren, um smarte Miete-vs.-Distanz-Entscheidungen zu treffen.
Anwendungsbeispiel
Ich überlege von meiner aktuellen Wohnung (1.400€/Monat, 15 Minuten Pendelweg) in eine günstigere zu ziehen (1.100€/Monat, 45 Minuten Pendelweg). Ich verdiene 55.000€/Jahr und fahre einen 2019er VW Golf. Lohnt sich das?
So verwendest du diesen Skill
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Anpassungsvorschläge
| Beschreibung | Standard | Dein Wert |
|---|---|---|
| My gross hourly wage for time value calculations | 30 | |
| Current one-way commute time in minutes | 15 | |
| Proposed one-way commute time in minutes | 45 | |
| Current monthly rent amount | 1400 | |
| Proposed monthly rent amount | 1100 | |
| Total daily round-trip commute distance in miles | 40 |
How It Works
The Commute Cost Calculator helps you make informed housing decisions by revealing the hidden costs of commuting that most people overlook. A “cheaper” apartment far from work often becomes the expensive choice once you factor in vehicle depreciation, time value, insurance, and health impacts.
What This Skill Analyzes
- Direct Vehicle Costs - Using IRS standard mileage rates that account for fuel, depreciation, maintenance, insurance, and financing
- Time Value - Multiple methods to calculate what your commute time is actually worth
- Hidden Expenses - Parking, tolls, insurance differentials, and opportunity costs
- Quality of Life - Research-backed thresholds for when commutes become harmful
- Break-Even Analysis - The exact point where rent savings disappear
The Math Most People Miss
The IRS calculates true vehicle operating costs at $0.67/mile (2024-2025). This means a 60-mile daily round-trip costs $40/day or $10,000+ annually—not the $15-20 most people estimate when only counting gas.
Add time value (your commute hours × your hourly wage) and the “cheap apartment” often costs more than the “expensive” one.
Forschungsquellen
Dieser Skill wurde auf Basis von Forschung aus diesen maßgeblichen Quellen erstellt:
- IRS Standard Mileage Rates 2024-2025 Official per-mile vehicle operating cost breakdown updated annually
- The Marchetti Constant - Commute Time Research Research on optimal commute duration and quality of life thresholds
- Commuting and Depression Study Research showing 1.16x higher depression rates for 60+ minute commutes
- AAA Your Driving Costs Comprehensive vehicle ownership cost data by vehicle type
- Bureau of Labor Statistics - Time Use Survey Data on how Americans spend time including commuting patterns