Cash Flow Projector
PROProject future cash inflows and outflows for 3-12 months. Identify potential shortfalls, plan for large expenses, and maintain healthy cash reserves.
Example Usage
“Project my cash flow for the next 6 months. I earn $5,500/month after taxes. Fixed monthly expenses: rent $1,800, car payment $350, insurance $200, utilities $150, subscriptions $85. Variable: groceries ~$500, gas ~$180, dining ~$200. Upcoming: $800 car registration in March, $1,200 vacation in May. Current savings: $3,500.”
Skill Prompt
This skill works best when copied from findskill.ai — it includes variables and formatting that may not transfer correctly elsewhere.
How to Use This Skill
1
Copy the skill using the button above
2
Paste into your AI assistant (Claude, ChatGPT, etc.)
3
Fill in your inputs below (optional) and copy to include with your prompt
4
Send and start chatting with your AI
Suggested Customization
| Description | Default | Your Value |
|---|---|---|
| Number of months to project | 6 months | |
| Fixed salary, variable income, or mixed | fixed salary | |
| Safety buffer for unexpected expenses | 10% | |
| Target minimum cash balance to maintain | $1000 |
What You’ll Get
- Month-by-month cash flow projection
- Running balance calculations
- Identification of potential shortfall periods
- Alerts for high-expense months
- Strategies to maintain healthy cash flow
Research Sources
This skill was built using research from these authoritative sources:
- Free Financial Projection and Forecasting Templates Professional templates and methodology for financial projections
- 12 Month Cash Flow Statement Template SBA partner resource for cash flow planning
- Cash Flow Projection - The Complete Guide Comprehensive guide with templates and examples
- How to Create and Use a Cash-Flow Forecast Template American Express guide to cash flow forecasting
- Free Cash Flow Forecast Templates Additional templates for personal and business cash flow
- Cash Flow Projection Template from BILL Free downloadable template with instructions
- 7 Essential Financial Projection Templates Small business perspective on financial projections