Financial Ratio Analyzer
PROCalculate and interpret liquidity, profitability, and efficiency ratios from financial statement inputs. Get plain-language insights about company health, peer comparisons, and red flag detection.
Example Usage
Use the Financial Ratio Analyzer to evaluate my company’s financial health.
Here’s my financial data for 2024:
- Revenue: $2,400,000
- COGS: $1,560,000
- Operating expenses: $540,000
- Interest expense: $40,000
- Tax expense: $60,000
- Total assets: $1,200,000
- Total equity: $700,000
- Current assets: $480,000 (inventory $220,000, cash $90,000)
- Current liabilities: $260,000
- Average accounts receivable: $180,000
- Average inventory: $210,000
Set industry_context to “retail”, analysis_scope to “liquidity_profitability_efficiency”, and detail_level to “standard”. I want to understand my short-term solvency, profitability, and working capital efficiency.
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Suggested Customization
| Description | Default | Your Value |
|---|---|---|
| Which ratio families to include (liquidity_only, profitability_only, all_including_leverage) | liquidity_profitability_efficiency | |
| Industry tag for benchmark comparison (software, manufacturing, retail, etc.) | generic | |
| Number of historical years for trend analysis | 3 | |
| Verbosity of explanations (brief, standard, deep_dive) | standard | |
| Comparison mode (none, user_provided, industry_default) | none | |
| How aggressively to flag concerns (low, medium, high) | medium |
Research Sources
This skill was built using research from these authoritative sources:
- Leveraging Financial Ratios to Assess Company Performance Practitioner overview of liquidity, solvency, profitability, and efficiency ratios
- Liquidity Ratios vs Profitability Ratios - FMP Education Formulas and interpretation for current, quick, cash ratios and profitability metrics
- What are Financial Ratios? - Aico.ai Glossary How liquidity, efficiency, profitability, and solvency ratios create a financial health dashboard
- Financial Ratios - EBSCO Research Starter Academic overview of ratio categories and common questions they answer
- FinanceToolkit - Python Financial Ratios Library Open-source toolkit computing 50+ financial ratios from financial statements
- Financial Ratio Analysis Case Study - Apple Inc. Real-world application of ratio analysis to Apple's financial statements
- r/stocks - Financial Ratios Discussion Investor discussion on which ratios matter most in practice
- Integrative Analysis of Traditional and Cash Flow Ratios Systematic review comparing traditional ratios with cash-flow-based metrics