Subscription Murder List
PROScan bank statements, emails, and transaction histories to detect forgotten subscriptions, identify hidden recurring charges, and systematically eliminate wasteful spending that costs the average person $200-400 annually.
Example Usage
“I’m attaching my Chase bank statement PDF for the last 3 months. I think I’m losing money to forgotten subscriptions but I don’t know where. Can you scan for all recurring charges, identify which ones I’ve probably forgotten about, calculate my total monthly subscription spending, and create a prioritized ‘murder list’ of subscriptions to cancel? Focus especially on any free trials that converted to paid without me noticing.”
Skill Prompt
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How to Use This Skill
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Copy the skill using the button above
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Suggested Customization
| Description | Default | Your Value |
|---|---|---|
| Minimum charge amount to flag as potential subscription | $0.99 | |
| Maximum charge to consider (excludes rent, mortgage) | $200 | |
| Minimum consistent months to identify as subscription | 2 | |
| Acceptable variance in billing date for monthly charges | 3 | |
| Variance tolerance for fixed-rate subscriptions | 5% | |
| Variance tolerance for usage-based subscriptions | 20% | |
| Days of non-use before flagging for cancellation review | 60 | |
| Days before renewal to send alert | 7 |
Research Sources
This skill was built using research from these authoritative sources:
- Forgotten Subscriptions Costing Users Hundreds Real user experience documenting $50-70/month wasted on forgotten subscriptions with manual cleanup strategies
- Subscription Fatigue Statistics Research showing 60%+ of streaming consumers report subscription fatigue; 33% plan to cut subscriptions
- Hawksubber Email-Based Detection Email analysis tool finding hidden subscriptions via Outlook, Yahoo, iCloud scanning
- Hidden Subscription Detector (vibecoding) Beta tool finding average 3-7 forgotten subscriptions worth $200-400/year using pattern recognition
- Rocket Money (Truebill) Analysis Analysis of automated scanning + negotiation hybrid for subscription cancellation at scale
- Bank Statement Analysis Best Practices Rule-based temporal pattern detection for recurring payments with 3-month minimum history
- Free Trial Trap Mechanics Hidden subscription mechanics: $0.99 trial to $39.99 charge, unapproved upgrades
- Subscription Tracker Comparison (7 Apps Tested) Testing Rocket Money, Bobby, Truebill with privacy concerns and design friction analysis
- CBS Analyzer + Bank Statement Parsing Open-source Chase PDF parsing with structured transaction extraction, CSV/JSON export
- Email Receipt Parsing & OCR GPT-4 vision parsing receipts with 99% accuracy for totals, 90% for merchant names