Rental vs Buy Calculator Coach
PROMake the rent vs buy decision with confidence. Calculate breakeven timelines, compare total costs, and get personalized recommendations based on your situation.
Example Usage
I’m paying $2,400/month in rent for a 2BR apartment in Austin, TX. I’m looking at buying a similar condo for $385,000. I have $80,000 saved for a down payment and closing costs. Current mortgage rates are around 6.75%. I expect to stay in Austin for at least 5-7 years but might relocate for work. My landlord raised rent 8% last year. Should I buy or keep renting? What’s my breakeven point?
Skill Prompt
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Suggested Customization
| Description | Default | Your Value |
|---|---|---|
| My current monthly rent payment | $2,000 | |
| The price of the home I'm considering | $400,000 | |
| My planned down payment percentage | 20% | |
| How long I plan to stay in this location | 5-7 years | |
| My city or metro area for local cost adjustments |
Make the rent vs buy decision confidently with breakeven analysis, total cost comparison, and personalized recommendations.
Research Sources
This skill was built using research from these authoritative sources:
- Rent vs Buy Calculator | Zillow Industry-standard breakeven calculator methodology
- Rent vs. Buy Calculator | SmartAsset Location-based rent vs buy analysis framework
- Rent vs Buy Calculator | NerdWallet Comprehensive cost comparison methodology
- Rent versus Buy Calculator | The Measure of a Plan Detailed spreadsheet model with sensitivity analysis
- NYC Rent vs Buy Calculator 2025 Analysis High-cost market breakeven analysis examples
- Rent vs Buy Calculator | Fidelity Investment opportunity cost considerations