Move Out Fund Planner
PROCalculate the exact dollar amount needed to safely leave my parents' house with comprehensive cost breakdowns, emergency fund sizing, and safety assessments.
Example Usage
I just graduated and got a job in Austin making $3,000/month after taxes. I’m still living with my parents and want to move out in about 6 months. Rent in Austin is around $1,100-$1,300 for a one-bedroom. I’ve saved $4,000 so far and can save about $500/month. Do I have enough to move out safely, and what should I save specifically?
Skill Prompt
This skill works best when copied from findskill.ai — it includes variables and formatting that may not transfer correctly elsewhere.
How to Use This Skill
1
Copy the skill using the button above
2
Paste into your AI assistant (Claude, ChatGPT, etc.)
3
Fill in your inputs below (optional) and copy to include with your prompt
4
Send and start chatting with your AI
Suggested Customization
| Description | Default | Your Value |
|---|---|---|
| Primary location rent estimate in USD | 1200 | |
| Take-home pay per month after taxes | 2500 | |
| Months of expenses for emergency reserve | 3 | |
| solo_apartment, shared_2roommates, or studio | solo_apartment | |
| stable, moderate, or uncertain | stable | |
| Amount currently saved toward moving out | 0 |
Calculate the exact dollar amount needed to safely move out of your parents’ house with comprehensive cost breakdowns, emergency fund sizing, location-aware pricing, and multi-scenario safety assessments. Stop underestimating the true cost of independence.
Research Sources
This skill was built using research from these authoritative sources:
- How Much Money Should You Have to Move Into Your First Apartment Real-world expert consensus showing $3,600 minimum (3 months rent) for initial costs plus furnishings
- How Much Do I Need in My Emergency Fund If I Move Out Detailed breakdown showing 3-6 month emergency fund calculations with $15,000-$30,000 targets
- How Much Should I Save Before Moving Out of My Parents Comprehensive breakdown including rent, furniture, and emergency fund totaling $10,000-$13,000
- About How Much Should I Save Up to Move Out From Expert framework explaining 50/30/20 budget rule and itemized first-time move costs
- What Expenses Should I Expect After I Move Out Detailed monthly recurring expenses list including utilities, internet, insurance
- Hidden Fees of a New Apartment Comprehensive fee breakdown including activation deposits and move-out cleaning
- Moving Out for the First Time in 2 Weeks Practical advice on budgeting, documentation, and setup essentials
- First Apartment Necessities for $100 Real example showing how thrift stores can reduce setup costs to $700 total
- I Made This Budget Spreadsheet When I Moved Template framework for calculating post-tax income and categorizing expenses